Passages, thoughts, and experiences connected to this song, offered as personal reflections to help explain its message and encourage further reading, discernment, and consideration of God’s Word.
This song is chiefly based on Luke 16:1–13, Jesus’ difficult parable of the Clever Steward. The passage calls attention to temporary wealth, faithfulness in entrusted responsibilities, personal accountability, and the impossibility of serving both God and wealth.
Luke 16:1–13 — The Clever Steward: temporary wealth, faithful stewardship, accountability, and serving God rather than wealth.
Matthew 6:19–24 — Earthly and heavenly treasure, the heart’s true allegiance, and the impossibility of serving two masters.
1 Corinthians 4:1–2 — Those entrusted with stewardship must be found faithful.
Psalm 24:1 — All creation and all possessions ultimately belong to the Lord.
Luke 12:15–21 — Possessions cannot secure life; Jesus calls His people to be rich toward God.
1 Timothy 6:6–10, 17–19 — The love of money is spiritually dangerous; hope belongs in God, and wealth should be used generously.
Additional passages for reflection
Proverbs 13:11 — Wealth gained by fraud dwindles.
Romans 14:12 — Each person will give account to God.
2 Corinthians 5:10 — All will appear before Christ’s judgment seat.
Jesus’ parable of the Clever Steward is difficult to comprehend. At first glance, it can sound as if Jesus is praising deceit and wrongdoing. Yet the steward is introduced as one who has squandered his master’s possessions, is called to give an account, and is identified as “unrighteous” even when the master recognizes that he acted shrewdly (Luke 16:1–8). This song understands Jesus not to be commending the steward’s dishonesty. Rather, it understands Jesus to use the man’s urgent, self-interested foresight to challenge His disciples: people often show great energy and ingenuity in pursuing temporary security, wealth, approval, and advantage, while those who belong to God may be less purposeful about what has eternal significance.
“The Clever Steward (What Am I to Do?)” retells the parable through three voices: the wealthy owner, the dismissed steward, and one of the steward’s debtors. Each voice reveals a different aspect of the story’s broken relationships. The owner has been betrayed by an unfaithful manager. The steward, having squandered what belonged to another, devises a scheme to secure his own future. The debtor enjoys a temporary benefit and sees apparent success in a transaction shaped by unrighteousness. Together, these voices explore the false hope of seeking security in earthly possessions, social approval, and self-serving advantage.
Jesus’ words after the parable bring its central issue into focus. Faithfulness with “a very little thing” matters because it reveals whether a person can be trusted with greater things. Temporary wealth will fail; it is not “true wealth,” and it must never become the master we serve. Jesus’ final warning is direct: “You cannot serve God and wealth” (Luke 16:10–13).
The repeated question, “What am I to do?” begins as the desperate question of a dishonest manager. By the end of the song, it becomes a personal question for every listener: What rules my decisions, labor, resources, and hopes? Why do we sometimes work so hard for temporary blessings while becoming lax in matters that serve God’s purposes? Jesus calls us to whole-hearted allegiance: “You shall love the Lord your God with all your heart, and with all your soul, and with all your mind, and with all your strength” (Mark 12:30), and, “You shall worship the Lord your God, and serve Him only” (Matthew 4:10).
The song’s final confession is therefore not a claim of sinless perfection, nor an attempt to earn God’s favor by better stewardship. It is a prayerful resolve: because God alone is Lord, faith cannot be divided between Him and the temporary promises of wealth or position.
1. The wealthy owner entrusted his possessions to a manager, but the manager proved unfaithful and was called to give an account (Luke 16:1–2). What does faithful stewardship look like when we manage resources, responsibilities, influence, or authority that ultimately belong to someone else—and, before God, belong to Him? How might this apply to my work, church, home, or family responsibilities?
2. When the manager was confronted with his unfaithfulness, he used his remaining opportunity to protect himself rather than openly acknowledging and repairing his wrongdoing (Luke 16:3–7). How should I respond when I recognize that I have acted unfaithfully—whether others know about it or not? What could honest repentance, confession, changed conduct, and, where appropriate, restitution look like?
Luke 19:8 provides a useful related example: Zacchaeus responds to wrongdoing with a concrete commitment to give and restore what he had unjustly taken.
3. One debtor benefited from the manager’s scheme, but the benefit came at the owner’s expense. Have I ever been invited to participate in an arrangement that benefited me while harming, misleading, or unfairly burdening someone else? When a proposal appears advantageous, do I consider every person affected, or only my expected outcome? Am I willing to walk away from a benefit that depends on another person’s loss or injustice?
4. The song speaks of the Lord’s righteous judgment. Luke 16 calls us to faithfulness with what has been entrusted to us. What consequences can follow when people use another person’s resources, trust, authority, or vulnerability for self-serving purposes? How should awareness that we will answer to God shape repentance and repair after wrongdoing?
Ephesians 4:28 calls those who formerly stole to stop, do honest work, and become able to share with others; its direction is not merely avoiding detection, but a transformed pattern of life.
5. Jesus says, “You cannot serve God and wealth” (Matthew 6:24; Luke 16:13). He connects my treasure with my heart and warns that I cannot give ultimate service to both God and wealth. What does this mean for my relationship with God? Is there anything—money, position, approval, comfort, control, security, or personal advantage—that is competing for the allegiance I owe to God alone?